Banks, payroll, and tax filings usually need an EIN. An operating agreement writes who owns the company and how decisions are made.
EIN
An EIN is your federal tax ID from the IRS. Included on Standard and Premium. On Basic it is a $79 checkout add-on.
Operating agreement
Included on Standard and Premium. On Basic it is a $49 checkout add-on. If you already have a business, the $129 Essentials Kit covers EIN and the operating agreement — no state formation fee.